First-Timers: Take a Class, Save on Your Loan And for most of us, we need one big loan to do it-a mortgage. If you remember all the foreclosures that happened during the recession, a mortgage is not something to be taken lightly. To pay for your first home, you’ll need good credit, a steady job, and a sizable chunk of cash for a down payment. Navigating the waters of home financing isn’t always easy, but these articles can help guide you.
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If you’re buying a home, you’re likely acquiring not only a beautiful new house, but also a big fat loan to go with it. Mortgages are the biggest liability on most homeowners’ balance sheets, and if you’re not careful, this liability could become a burden that interferes with other important financial goals.
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